Define recovery point objective and recovery time objective in your own personal

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Define recovery point objective and recovery time objective in your own personal experience. What kind of data do you need and what kind is okay to lose? What types of applications do you use that need to be available right away and which one can be down for a couple of days? What steps do you take for your data if there is a disaster?
Purpose: How do you relate RPO and RTO to your life? How do you apply these concepts?
https://secure360.org/2013/04/what-hurricane-sandy-can-teach-us-about-disaster-recovery/
https://www.hcinnovationgroup.com/clinical-it/article/13028460/emr-and-ediscovery-is-coming-are-you-ready