Please answer the following two questions in no more than one double spaced page

Please answer the following two questions in no more than one double spaced page each. Use good APA form.
1. It has been observed that patients in hospitals are generally insensitive to price, but buyers of health insurance are sensitive to price differences in health insurance policies. Give at least two reasons why this should be? Be sure to include the concept of elasiticity of price.
2. The president of a large teaching hospital may earn multiples of the salary of the president of a smaller, community hospital. However, physicians employed by the emergency rooms of the two hospitals will have very a much smaller variation in salary. Explain. The text book used for the class is Health Economics and Financing by Thomas E. Getzen and that can be used as a resource
It can be written in the form of 2 one page essays answereing the questions litsted above.